1. The promotion period commences from now and expires on January 31, 2024,
both dates inclusive (“Promotion Period”).
2. This promotion offer only applicable to 1 st & 2 nd mortgage customers but not
applicable to revolving loan customers.
3. Customers who successfully applied for the loan within the Promotion Period and
drawn down on or before March 31, 2024 will be eligible for the HK$10,000 cash
coupons (provided that 1 st mortgage eligible customers must successfully drawdown the
loan of HK$2.5 million or above; 2 nd mortgage eligible customers must successfully
drawdown the loan of HK$1.5 million or above). If the customer fails to pass the
approval or cancel/ withdraw the application, no HK$10,000 cash coupons will be
earned. If the customer submits multiple application forms, successfully passes the
approvals and successfully drawn down the loan, the customer will only receive a
maximum of HK$10,000 cash coupons.
4. Eligible customer loan accounts must still be active and have a good repayment
record for 3 consecutive months and no delinquency records, and the customer cannot
apply for our Company’s “Payment Holiday” during the first 3 months. Please visit our
website for further details.
5. The installment loan must be repaid every month when it is due in the first 3 months,
and customers are not allowed to make partial repayment arrangements.
6. Eligible customers will receive a redemption letter from the company on or before
May 31, 2024, and the HK$10,000 cash coupons will be given out in the form of
ParknShop cash coupons. Customers can redeem it at our company's Mongkok or
Wanchai branch during office hours within one month after receiving the redemption
letter. All cash coupons cannot be exchanged for cash, cannot be exchanged and
cannot be exchanged for other gifts. The company is not the supplier of the cash
coupons and is not responsible for any responsibility for the cash coupons or services. If
customers have any inquiries or complaints about the cash coupons or service quality,
please contact the relevant merchants directly.
7. This promotional offer is only limited to loan applications submitted by eligible
customers through online platforms, telephone lines or our company branches. For
clarification, if you apply for a loan through other channels, you will not be able to get
any gifts under this promotion.
8. Our company reserves the rights to cancel or change the terms and conditions of this
promotion at any time without prior notice. In case of any dispute, our company
reserves the rights of final decision.