Second Mortgage
Sun Hung Kai Credit offers Second Mortgage plan to allow property owners to borrow against the equity in their property in addition to the property’s first mortgage, which gives them quick access to handy cash that can be used for paying off credit card debt or other unsecured loans.
Simply provide simple income documentations, our speedy approval and cash can be ready in the next business day^ which satisfy any urgent cash needs. Proud to introduce Hong Kong's first*Mortgage Payment Holiday#
Apply on or before December 31, 2024 to enjoy HK$10,000 rewards
Click here for rewards terms & conditions
Mortgage
Loan Calculator
Property
Valuation
Activate Your Mortgage Fast Pass
Property & Contact Information
Review & Confirmation
Completion
1. Carry out a valuation in real time.
2. Fill in a simple application form.
3. Get your preliminary approval results.
Mortgage Application Information
Loan Type
Payment Mode
Applied Installment Amount*
Applied Revolving Loan Amount*
Loan Tenor*
Note*
Preliminary loan result can be only provided once completed "Property Valuation Service"
Address*
First Mortgage Outstanding Mortgage Amount
Second Mortgage Outstanding Mortgage Amount
Contact Information
Title*
Name*
Mobile No.*
HKID Card No.*
Email Address*
(*Mandatory Field)
Please read the following terms before loan application:
(1) Loan application is subject to detailed terms and conditions which may be obtained upon enquiry.
(2) Eligible customers for particular loan products will not be required to pay any administration fees and handling charges, and all legal costs to prepare the Mortgage or Second Mortgage will be paid by the Company. Other customers who are not eligible or suitable for a particular loan product being applied for may be referred or recommended to apply for other loan products for which customers are free to make their own final choice and will be bound by different terms and conditions, including terms requiring payment of legal costs, administration fees and/or handling charges.
(3) Customers are advised to seek their own independent legal advice whenever they deem it necessary.
No limitation on the type and age of properties
Approval within 24 hours and cash can be ready as fast as the next business day^
Flexible repayment terms
No penalty fee for early settlement
No handling fee and solicitor's fee
Free property valuation through online and phone
^ Not applicable to 1st mortgage & 2nd mortgage transfer, as fast as one day means the next business day after the day of the loan agreement is signed. The actual time for approval and withdrawal of the loan depends on individual circumstances and is subject to the relevant terms and conditions. The Company reserves the right to finally determine whether to approve the loan application.
Hong Kong's first* Mortgage Payment Holiday
Sun Hung Kai Credit proudly presents the first* Mortgage Payment Holiday# in Hong Kong – a scheme which allows you to choose to postpone any two monthly instalments every year during the loan period, there's no limit on the loan amount, no handling fee and no penalty charge! You can enjoy more flexibility and be better prepared for any unforeseen circumstances.
Hong Kong's first* Mortgage Payment Holiday
Sun Hung Kai Credit proudly presents the first* Mortgage Payment Holiday# in Hong Kong – a scheme which allows you to choose to postpone any two monthly instalments every year during the loan period, there's no limit on the loan amount, no handling fee and no penalty charge! You can enjoy more flexibility and be better prepared for any unforeseen circumstances.
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Payment Holiday
$0 Handling Fee
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Pick any 2 months in a year to postpone payment
© Copyright Sun Hung Kai Credit Limited 2024
Money Lender’s Licence No.: 0853/2024
Warning: You have to repay your loans. Don’t pay any intermediaries.
Complaint Hotline: 2996 2600
